Vehicle Protected Declared Value
Commercial Vehicle Insurance:
A commercial vehicle is used for transporting products or travelers over the span of directing business. Obtaining business collision protection is a need in ensuring your property in case of a mischance. It will guarantee that your kin and items, and in addition the vehicle itself, are shielded from a significant number of the things that could transpire while out and about. Business accident protection will likewise give you true serenity that if something happens you can be repaid decently and have the capacity to settle or purchase another business vehicle with least cost to you. Having the correct vehicle protection could help in repairing the auto. It could likewise cover any wounds managed by the driver. Protection could likewise incorporate outsider harms that happen in a mischance.”
The sorts of vehicle insurance policy:
There are primarily two sorts of engine vehicle protection. One is obligation/act just arrangement; such kind of protection covers the danger of all outsiders who are harmed by the engine vehicle. This incorporates all outsider clients thumped around the vehicle furthermore inhabitants of business vehicles. Furthermore, the second sort of engine vehicle protection is exhaustive/bundle approach, which covers the above as well as tenants of private vehicles and the safeguarded vehicle itself.
How protection approaches help casualties?
The goal of such protection arrangements is to help the casualties and the lawful agents of the expired casualties to secure generous remuneration. The pay can be gotten just if the engine vehicle that was included in the mishap is guaranteed. On the off chance that the vehicles are not safeguarded, then recuperation of the pay is a particular probability. Hence, vehicle protection benefits both the mischance casualties and in addition the vehicle proprietors as they are spared of paying any remuneration out of their pocket.
It is essential for organizations to have business accident protection. This is particularly valid for those organizations that use trucks, vans and autos as the fundamental wellspring of pay for their business. With the vehicles dependably out and about, there might be occurrences where drivers can get into mishaps with different vehicles or in different events, the vehicle might be harmed because of outrageous climate conditions. With the correct business protection, you are certain to be shielded from these unexpected conditions.
Now and again, the harms done to a business vehicle is not the blame of the driver. This may happen when different drivers are not watchful or when a tree limb hits the vehicle. At the point when this happens, having business protection that covers the harms is extremely useful.
Business auto protection may cover auto obligation, scope for the representative that was driving the vehicle, doctor’s visit expenses in the event that somebody was harmed amid the mischance and different harms on the vehicle. You need to pick the correct kind of protection arrangement for the sort of business that you run. Getting auto protection is quite simple.
Reaching various operators could help you look at changed strategies offered by various organizations. You get distinctive rates relying upon the vehicle sort, the vehicle’s expected utilize etc. You can contract down which organizations and strategies you think may suit you best.
The most effective method to get the correct Premium:
Premium is a critical variable while selecting protection. Vicky elucidated, “It depends a great deal on the amount you can save all the time. The general thought however, is to get however much scope as could reasonably be expected from as meager premium paid as would be prudent.
Keep in mind to pick a business vehicle insurance agency that has a decent notoriety since you will work with them every now and then and not just when you have a claim. Check the rundown of different organizations that the organization gives protection to check whether they are sound.
Alternative Fuel And Vehicle Technologies
In today’s world, scientists, analysts, and researcher are continuously looking to find effective fuel optimum solution to reduce greenhouse gas emission. Though, there are considerable research going on to mitigate CO2 from existing fuel. Currently, Ethanol has great potential to minimize CO2 from air as it’s blend with agricultural products and most of the existing vehicles support ethanol. On the contrary, LPG is directly derived from natural gas and increases sustainable balance within the environment. However, on recent invention i.e. hybrid technology, known as electric vehicles have more wider benefit to the environment as well as ensuring ‘0’ carbon emission on air.
In most of the developing countries like, USA, UK, Australia, Canada, Germany, electric vehicles are becoming more popular because of environmental concern and cost of energy.
This hybrid technology also increases battery storage capacity as a result this become viable solution for modern transportation. Battery better known as lithium composite phosphate (LCP) is rechargeable which uses LiFePO4 as cathode material and mostly used in portable items like cell phone, camera and laptops. Thus, most of the auto maker companies now a days becoming more environmental conscious and according to demand they now more focus on introducing new model of electric vehicle.
ALTERNATIVE FUEL FOR VEHICLES
In Australia, most of the vehicles run by ethanol but yet nobody knows how ethanol can affect their vehicles. A recent figure shows, 30 percent of Australian vehicles will be affected by 10 percent of ethanol. Though, the main agriculture products used to produce ethanol in Australia are wheat, wheat starch, sugarcane and sorghum. However, the main advantage of using ethanol is, organic and reduces air pollution but major disadvantage is it burns quickly. Currently, there are four types of ethanol available worldwide, such as E10, E85, E22 and E100 where in Australia E10 and E85 are available and others are still on consideration.
E10 in Australia
After 1st of July 2003, 10 percent ethanol was allowed to mix with normal petrol and blending higher than 10 percent require engine modification as it was identified that using E20 with 20 percent mix often makes trouble on unmodified engines.
Problems of E10 (E-10 Ethanol Fuel Problems, n.d)
1. Ethanol 10 damages vehicle engine and carburetor.
2. Water above 5 percent cause serious damage on the vehicle’s performance.
3. Water freezing in winter causes serious effect on performance.
E85 in Australia
E85 is suitable for flex fuel vehicles and currently only Caltex is selling on 40 retail stores (Monitoring of the Australian petroleum industry, 2011). Though E85 is very environmentally suitable but not suitable for all engines especially, trucks, busses as it damages the fuel system.
Problems of E85
1. Burns quickly compared to other petrol.
2. Decrease vehicle’s millage per gallon up to 15 to 25 percent compare to other gasoline
3. Prices of E85 are more convenient compare to performance and per km.
CURRENT POLICY OF ETHANOL IN NSW
According to NSW government, 2 percent mandate policy for ethanol, wholesalers require to make up to the minimum 2 percent of total volume of NSW sales (Graham, Reedman, Poldy, 2008).
POTENTIAL ADVANTAGE AND DISADVANTAGE FOR ETHANOL
The main advantage of this new policy will be benefitted on new vehicles. However, considering the sustainability issue on environment, ethanol could be future fuel for all vehicles. On the other hand, though ethanol is an environmentally friendly fuel but yet in Australia, availability of ethanol are insufficient in different places. The reason behind is, as ethanol mainly based on agriculture products, farmers are reluctant to produce crops in higher price for fuel besides inadequate government subsidy also a major factor on ethanol price.
COMPARISON OF COST AND CARBON EMISSION BETWEEN E10 AND E85
Cost of E10
The prices of E10 are very sensitive in different petrol stations in Australia. Most of the petrol companies in Australia have freedom to fix the price in accordance with standard fuel quality.
Site Name and Price of E10 ($)
Budget Strathfield $1.34
Caltex/Woolworths Taren Point $1.35
7 Eleven Sans Souci $1.35
Caltex/Woolworths Strathfield $1.36
Caltex/Woolworths Miranda $1.37
Caltex/Woolworths Carnes Hill $1.37
Source: My price search, MotorMouth Pty Ltd, 2012 (Updated, 10/04/2012)
Carbon emission rate E10
Though there are not huge differences on regular petrol; E10 only saves 5 percent of gas emissions and the full cycle emission (t CO2-e/kL) is 2.44 compared to 2.56 to regular petrol.
Cost of E85
Currently, only in few petrol stations are have E85 fuels which is difficult for consumers to switch to E85. Generally, the price ranges in different petrol stations approximately $124 to $135.
Carbon emission rate E85
Compare to other fuels, E85 has lower rate of emission on greenhouse. Generally, on an average 15,000 miles per year, 372 grams/mile (approx) CO2 can be reduced only using E85.
LPG IN AUSTRALIA
LPG is the combination of 50 percent propane and 50 percent butane and western Australia has the largest reserve of this natural gas (What is LPG? 2011). Generally, LPG powered vehicles produce less CO2 to the environment i.e. 203 gm CO2 0e/km. According to the RARE consulting; using LPG might reduce 13 to14 percents carbon dioxide from air (Wong, 2011). In Australia, due the huge demand of energy requirements, LPG could be an alternative solution for vehicles, industrial or household use in coming years.
CURRENT POLICY OF LPG IN NSW
According to LPG Australia, current policy, “LPG industry will support government to ensure sustainability as well as future energy sources to reduce carbon and ensuring LPG achieve a level of capability to support government’s alternative fuel requirement; LPG market will require transitional support to achieve 10 percent of transport energy requirements”(LPG Australia policy, 2010).
POTENTIAL ADVANTAGE AND DISADVANTAGE FOR LPG
Using LPG in vehicle not only matches with current policy but also ensure affordable environmental solutions. The main advantage of LPG is, it burns clearly on air and it’s 60 percent cheaper than other petrol. It should be noted, LPG also increases engine life for vehicles. On the contrary, the potential disadvantages are LPG convertastion cost i.e. approximately between AUD 2000 to 2500 as well as maintenance cost of engine. One more drawback is performance compare to fuel driven vehicle, is way too low and high risk involved while installing LPG cylinder in all vehicles.
COST AND CARBON EMISSION COMPARISON OF LPG
Cost of LPG
Australia has vast reserves of LPG for next 30-50 years. This means, price of LPG will be lower due to high availability. The annual average price of LPG is 54.5c.
Site name and Price ($)
Caltex Crossroads Truckstop $0.72
BP Kemps Creek $0.78
Caltex/Woolworths St Marys $0.79
Caltex/Woolworths Surry Hills (Redfern) $0.79
Caltex/Woolworths Kingswood $0.79
Caltex/Woolworths Werrington $0.79
Source: My price search, MotorMouth Pty Ltd, 2012 (Updated, 11/04/2012)
Carbon emission rate of LPG
In Australia, the rate of carbon emissions compare to other types of fuels are relatively higher than LPG. According to the department of sustainability, environment, water, population and communities in Australia, in every litre of petrol used in the vehicle, 2.3 kg CO2 are released into the air (Reducing greenhouse gas emissions, 2008).
CO2 Tailpipe Emissions/Liter of Fuel Consumed
Fuel Type CO2- Emissions
Petrol -2.3 kg
LPG -1.6 kg
Diesel -2.7 kg
Source: Reducing greenhouse gas emissions, 2008
The invention of technology Electric Vehicle is the ultimate way for zero carbon emission on environment without any doubt. This has been proven, EVs are twice more efficient than normal petrol driven vehicles. This is mainly because of, the battery inside EV is more productive as it uses renewable energy i.e. solar sources. In 2006, Australia greenhouse gas emission rate was 576 million tones where 89 percent tons was generated only from road transport.
CURRENT POLICY FOR BATTERY EVs IN NSW
Carbon emission Policy: NSW government is currently introducing the Carbon Pollution Reduction Scheme (CPRS) which restrict air pollution capacity on industry which currently defined as ‘Carbon Tax’. Though, this policy create controversy on media people and business entities. As a result, currently, many companies, industry are protesting against this policy and as a matter of fact, this policy now on under consideration.
POTENTIAL ADVANTAGE AND DISADVANTAGE FOR ELECTRIC VEHICLE
The main potential advantage of this policy is to eliminate harmful pollution from the environment and reduce dependency on oil. On the contrary, since electric vehicle in new on market and there is no sufficient infrastructure, plant, station available for people, this will create huge problems for people while travelling long distance. More precisely, fully battery powered vehicle can travel up to 160 km and after that if there is no service station to recharge the battery then this will become a serious matter for travelers. A part form this, price of purchase electric vehicles are higher than normal vehicles such as start from $20,000 which is beyond of thinking for common people.
COST AND CARBON EMISSION OF ELECTRIC VEHICLE
Cost of electric vehicle
To charge the battery of an electric vehicle, costs only 1 to 3c per kilometre depending on location and demand.
Carbon emission rate of electric vehicle
Electric vehicle can produce 27 percent (i.e. 164 g/km) less CO2 than petrol vehicle (Better place, 2011).
This is very clear from above analysis, ethanol, LPG and electric vehicle can provide sufficient benefit to environment but comparing various factors and investigate different current issues; we can say, purchasing LPG or converting into LPG could be ultimate solution on price and environment. The main reason is, LPG has lower emission rate, cheap cost and availability of natural resources in Australia. Though, ethanol and electric vehicle requires government support, which require large amount of investment. In recent news shows, carbon reduction through electric vehicle is a mere ‘fantasy and also stated electric vehicle produce higher emission than petrol because of the energy consumption while manufacturing batteries. On the other hand, switching to EVs requires 16 percent extra electric capacity which is equivalent to 10GW or six nuclear stations (Jha, 2010). Therefore, considering the above facts, purchasing an LPG vehicle will be most beneficial.
7 Steps to Purchasing a Used Vehicle
If you have ever been intimidated by the process of buying a used vehicle, here are the 7 steps that will guide you through the pre-owned purchasing process:
1. Determine your needs.
If you are thinking about a used vehicle you probably have some idea of the type of vehicle you are interested in. Take a little time before you wade in to get some information on the vehicle that you are looking for. Also think about the features that you are looking for, and separate them into wants and needs columns. Are you going to be putting lots of mileage on the vehicle? If so then you may want to look at a low mileage vehicle. If you just drive to the corner store and back then a vehicle with high mileage will be less expensive and may have the majority of its miles from highway driving. Is warranty important to you? Take this into calculation when determining which vehicle to buy. Remember that the most expensive vehicle is the one you need to trade in right away because it doesn’t meet your needs.
2. Determine your budget
How much do you want to spend? Are you making monthly payments or do you have cash allotted for this purchase? Studies show that 90% of vehicles are purchased with some sort of loan. If you are needing a standard car loan you may want to see your bank to qualify. They will tell you how much you are authorized to spend and at what rate. You can later shop this rate at the dealership you choose to buy from and get the best rate. Many people think that they can get more vehicle for their dollar if they buy older, but if it is a standard car-loan, most lenders will amortize vehicles only until they are 8 years old so an older vehicle will be amortized over a shorter period making the payments higher. If you are concerned with the overall price though the older vehicle may be the way to go. There are good sites on the internet for calculating payments for car loans. Use these to get an idea of what you will have to pay per dollar of car you purchase.
3. Do your homework
The internet is a great source for finding used vehicles. In addition to hundreds or even thousands of used car ads, there are reviews in print, on YouTube and on trade sites. Information about options and specs may be found on manufacturers websites, and consumer e-zines. Make sure to read the fine print on some dealer ads as the price listed often has conditions such as trade-in allowance or financing fees attached to it.
4. Talk to the Seller
If buying privately ask if the owner is the original owner or how long they have owned the vehicle. Find out as much about the vehicle as possible and make sure that the vehicle is safety certified from a licensed mechanic. Also ask if there are any mechanical issues at this time. Tell the owner that it is a little above your budget and ask if you can still come and see it. If they say yes then they are already primed for a lower offer.
If you are buying from a dealership ask as many questions as possible about the history and the options of the vehicle. If the salesperson is evasive or won’t answer questions about price, move on. In both cases if you are interested set an appointment to see the vehicle. If you feel uncomfortable with the person on the phone for any reason, move on. If you arrive at the dealership and determine that you were misled, move on. You have to be able to trust the person that you are dealing with.
5. Test drive the vehicle.
Always test drive the vehicle. Let the owner drive it first. This may give you some insight into how the vehicle has been treated. Listen for noises and vibrations that may indicate suspension or brake problems. A safety certificate only indicates that the vehicle is safe to drive at this time. A private seller does not have to pass on recommendations made by the certifying mechanic for issues that barely pass such as brake wear or tire wear.
Take the vehicle, with the owner’s permission of course, to a trusted mechanic. They will usually charge an inspection fee around $100 but this is money well spent whether there are issues or not. Use the test drive period in order to take down the current mileage and the Vehicle Identification Number. You will need these for the next step.
If you choose to buy from a dealer they will be able to show you the reconditioning report if it is a certified pre-owned vehicle. These vehicles undergo an inspection and all recommended repairs are completed, rather than just mentioned to the owner. This will give buyers peace of mind. The vehicle may be more expensive but you may feel comfortable that any issues found with the vehicle have not only been noted but fixed to manufacturers specifications.
6. See the Vehicle History.
Now that you have test driven the car, and asked the owner for any service or maintenance records, using the VIN, you can request a vehicle history report from a number of companies found on the internet. This will let you know if the vehicle has ever been in an accident, a flood, a fire, been rebuilt, or stolen. Never buy a vehicle without a history report.
7. Make an offer.
This is the part that scares most people. They feel they need to haggle and feel uncomfortable with this process. If you are responding to an ad where the price has been previously stated, you know what the seller is expecting. If you have done your homework you also know what the average asking price is. One of the most common mistakes people make is making a ridiculously low ball offer and sticking to it. If you offer thousands below the asking price and refuse to come up, you will seriously derail the buying process. Most dealerships advertise a low price in order to attract buyers. If you are lucky you may save hundreds of dollars but very few vehicles will have thousands of dollars of profit in them. If the price is not listed and the salesman will not answer your price questions then the onus is on you to make sure you know what the vehicle is worth. Do not be fooled by the discount they are offering. A huge discount on an over-priced vehicle may still be too high.
If you are buying privately ask the seller if his price is firm. You may be surprised. Often the seller will just need to get rid of it and may tell you this.
Congratulations, you are now ready to start the buying process with confidence. Good luck and happy shopping.
Insuring Your Business Vehicle
There are many issues to consider when insuring a vehicle that is owned and used by your business. The questions that surround these issues, and how you would answer these questions, will determine what insurance you need to properly protect yourself, your employees and your entire business. It is important to remember that for this insurance, you don’t want to just go with the cheapest option. Your business is at risk every time a business vehicle is in motion.
As a business owner, you need many of the same insurance coverages for cars, trucks, vans or other types of vehicles you use for business purposes as you do for vehicles you operate in your personal life. The Business Owner’s Policy you purchased for your business does not usually provide liability or other coverages for vehicles used in your business. That means you will likely need a separate vehicle policy.
Most states require you to purchase liability insurance for bodily injury and property damage that may result from a vehicle accident occurring while you or someone from your organization is driving for business. The Business Auto Coverage Form (BACF) is the most commonly used contract for providing business auto liability insurance. Although the form refers only to “autos,” autos are defined to include cars, trucks, trailers, vans or other vehicles designed for use on public roads.
Many states also require you to have uninsured/underinsured motorist’s coverage and/or medical payments coverage, known as Personal Injury Protection (PIP) in some states. You can also purchase physical damage coverage for vehicles your business owns, leases or hires.
Each vehicle you use in your business can be separately “scheduled,” or listed on your policy, along with corresponding coverages. In other words, you can choose different coverages for your various vehicles, depending on the vehicles’ characteristics and the coverage you need for each.
Do I Need a Business Auto Policy?
Your insurance agent will ask in detail how you use vehicles in your business: who will be driving them, whether you own, rent or lease, and whether you and your employees are likely to be driving their own cars for your business. The answers to these questions will indicate the types of coverage you need.
In general, only a BACF can provide the level of liability protection-with a recommended minimum of $500,000-that even a small business needs to cover the potential damages in a serious accident.
Will My Personal Auto Policy Cover Business Use?
Your personal auto policy may provide some coverage for business uses of your vehicle. By the same token, your employees’ personal auto policies may cover some business uses if they were using their personal vehicles for business errands.
If the vehicle you are using is used primarily in business, your personal auto policy might not be enough to cover any losses. It will most likely not provide coverage for any vehicle titled and registered to a business. If you, or your employees, are driving personal vehicles for occasional business activities that are covered by your personal auto policies, it is important to have sufficient liability coverage to protect the business in the event of a serious auto accident.
Many business people have a personal umbrella policy, covering claims that may result for damages personally caused to another. It is typical for an umbrella policy to exclude any claims while in the course and scope of doing business.
What Vehicles Are Covered in a Business Auto Policy?
The choice in business auto policies can vary, depending on the coverages offered by your insurance company. The BAP could apply only to one specific car, or could be extended to cover the insured’s use of any automobile. Most states offer three general options for which vehicles could be covered under your policy:
1. All autos owned by your business
2. All autos owned or leased or hired by your business
3. All autos used for the business, including those that are not owned, hired and/or leased.
Most businesses should consider the third option as it will likely be the policy that protects a business when an owner or employee are using a personal vehicle for business.
Details of the Business Auto Coverage Forms
-Be sure the titled owner is listed as the principal insured on the insurance contract.
-Be sure to have “full” coverage on your vehicles, comprehensive and collision.
-It is recommend that a small business have an auto coverage limit of $1,000,000. This amount of coverage does not usually cost significantly more, and it could save your business in the event of a serious car accident involving a business automobile.
-The combined single limit (CSL) on your business policy should likewise be $1,000,000 at a minimum.
-A business umbrella policy is always a good idea. Ask your insurance agent about what options might be available to you on your policy. This gives added protection as long as the underlying policies are in force at certain minimums.
When Your Business Vehicle Is Also Your Personal Vehicle
When an owner of a business, or an employee, drives a business vehicle for personal use and that person does not own their own personal vehicle, there is a gap in liability coverage. The BACF does not cover personal use of the business vehicle in these situations. An owner would need to add a “Drive Other Car Coverage Endorsement” to a BACF policy. This will allow for coverage to other vehicles driven by the business owner, making the policy now act more like a personal policy and covering the driver and vehicles under the business policy.
Your Business May Be Liable if You Allow a Bad Driver on the Road
You and your business can be legally liable for allowing someone to drive one of your business vehicles. If you fail to determine whether or not the person is qualified to drive or has a bad record, you might be liable for negligent entrustment. A case of negligent entrustment arises when you allow another person to drive your vehicle, knowing or having reason to know that the use of the vehicle by that person creates a risk of harm to others. Your business is responsible for verifying any driver’s qualifications before entrusting them with a vehicle.
How to Select a Wheelchair Vehicle
Once you have made the decision on what wheelchair is right for you, the next step is to decide how are you going to get you and your new wheelchair from point A to point B. For many wheelchair users being able to stay mobile is not just about getting around the house, but getting to and from work, running errands, visiting friends and relatives, etc and having your wheelchair with them the whole time. Standard vehicles are not designed to safely transport a wheelchair bound individual and their chair. As such it is usually necessary to buy or have made a mobility modified vehicle.
Like power wheelchairs, mobility modified vehicles have many options. It is important that you get the right vehicle for your needs. Here are some common questions you should ask yourself before purchasing a vehicle:
Should I buy a New Converted Vehicle, a Used Vehicle I will have Converted, or a Used Vehicle someone else has Converted?
The first thing to consider when looking at used converted vehicles is that the average lifespan for the vehicle is 10 years, with the mobility adaption equipment sometimes even having fewer years before a breakdown. A used vehicle more than a few years old is a bad investment unless you get an amazing deal on it as it will breakdown soon. Also, if you are planning to convert a used vehicle the vehicle cannot be more than a few years old as most conversion companies no longer carry the necessary parts to convert older vehicles.
When evaluating a used vehicle for mobility conversion do all the normal things you would do when buying a used car:
- Find out if the vehicle is still under warranty or is a Certified User Car
- Have the vehicle inspected by a quality mechanic
- Get a CarFax or similar report based on the vehicle title
Work with a mobility conversion shop to evaluate your options. Break out all of the specific mobility conversion items you need for your vehicle and understand the pricing. Compare getting a new vehicle with those options vs. a used vehicle with existing options along with expected lifespan and make your decision.
Should I buy a Full Size Van or a Mini Van?
The big difference between mobility converted Full Size and Mini Vans is that Full Size Vans require a wheelchair lift, while a Mini Van uses a wheelchair ramp. Most wheelchair users feel more secure on a wheelchair ramp and there is always the very small chance that a wheelchair lift will fail leaving you stuck on your lift.
Other advantages of the Mini Van are:
- Low average conversion price – Mini Vans usually cost ~$15,000 to convert while Full Size Vans usually cost ~$17,000
- Better traction – Most Mini Vans are front wheel drive, which give better traction than real wheel drive vehicles (Most Full Size Vans are rear wheel drive)
- Smaller size – Mini Van’s smaller size allows for easier maneuverability and parking
- More options – Since Mini Van’s are the most popular choice there is a wider array of options, so it is easier to get the customized vehicle you want
The advantages of a Full Size Van over a Mini Van are:
- More room – The greater size of the Full Size Van gives the user more room for themselves, their wheelchair, passengers and cargo, along with extended headroom
- Pull power – Full Size Vans are normally more powerful than Mini Vans which allows them to haul and tow larger loads if required
Should I lower the floor or raise the roof in my vehicle?
Everyone’s needs are different in this area and are dependent on vehicle size, wheelchair size, user size and personal preference. Almost everyone who will drive the vehicle from their wheelchair will need to lower the floor of their vehicle. When seated in a wheelchair you are almost higher than a standard vehicle chair, so in order to see out of the vehicle properly the floor will need to be lowered. 6 to 10 inch drops are common for converted vehicles. Raising the roof has the advantage of making the vehicle easier to enter for the user and passengers.
What options should I get on my mobility converted vehicle?
These are the two most popular additional conversion options for vehicles:
Remote Start – Remote start is a very important function for a disable person using a mobility converted vehicle from both a safety and a comfort standpoint. Vehicle access equipment such as lifts and ramps are automated and are powered by the vehicle. If the vehicle is turned off these features are powered by the vehicle battery. If your battery is weak or it is a cold day out, utilizing the access equipment off of the battery may completely drain the battery. This may cause the vehicle not to start or even worse trap the user inside the vehicle as the access equipment would no longer be working due to the battery being drained. The comfort advantage to a remote start feature is that the vehicle heater would be running before you entered the vehicle. If you live in a cold climate and have health issues, this could be the difference between a pleasant driving experience and a potentially unhealthy experience.
Remote Control Activation – Remote control activation allows the vehicle user to activate access equipment or other features of the vehicle from a distance. The access device to the vehicle generally takes 30 to 60 seconds to fully extend and be ready for vehicle access. For comfort and safety reasons a remote activation is a great addition. If you live in a cold or unsafe environment being able to instantly enter your vehicle and not loiter outside can be very helpful.
SAFE-GUARD YOURSELF AGAINST IT
Vehicle crime is a highly planned and unlawful activity distressing the entire world. In a few cases a link has been established between Vehicle crime and terrorism. The vehicles are stolen to possess them and also used as a funding source for numerous other graver crimes.
Vehicle crime is a very widespread malice in the society, and accounts for almost 13% of all crimes registered in England & Wales. The year 2007- 08, witnessed around 1.5 million cases of vehicle crime and thefts related to vehicle security, and were around 11% lesser than 2006-07. The peak of the vehicle crimes were in 1995 in England, but the matters have improved quite a lot since then with the present situation showing almost 66% reduction in the incidents.
The statistics in USA also follow a comparable pattern with the maximum number of vehicle crimes being conducted between 1998 and 2005. Though the latest incidence of these vehicle crimes are yet around 3,633 per 100,000 of population, the only heartening feature is that the rates of incidence have fallen considerably and are on a constant decline
How are the vehicles stolen?
– The prevalence of the high tech burglar alarms, engine cut-off devices and steering locking systems to boost vehicle security have given birth to a more dangerous vehicle crime called as carjacking.
– Carjacking is a term used to describe the event in which criminals use violent force to steal the cars, and may end up injuring or even killing the owners in the process.
– Carjacking can usually take place in a busy area, like a commercial locale, and the carjacker can target the victim while he / she is either getting in to or out of the car.
– This is because the carjacker prefers to have the keys accessible and also to find the doors open, enabling him to escape with the stolen car in a split second.
– Majority of these vehicle crimes or carjacking attempts have been reported to take place within 5 miles of the car owner’s residence.
– The amazing fact is that the daytime vehicle crimes or attempts at vehicle theft were twice more likely to be successful as compared to the night time attempts.
Techniques used in vehicle crime:
– The criminals may use a variety of different techniques to attain success in a vehicle crime, and they have no concern whatsoever, for your life or your safety.
– The usual technique used is to slam in to your car from behind and as soon as you get out of your car to inspect the damage and exchange words with the person in the car behind you, an accomplice gets in to your vehicle and rives away with it
– The next popular technique used by these criminals is to rob your vehicle at gun point while you are at a roadway intersection.
Preferred locations for the Vehicle crime:
— parking lots
— shopping centers
— gas stations
— car washes
— convenience stores
— valet parking
— fast-food drive-through and
— outside of retail stores
— Roadway junctions with a stoplight.
Safe-guarding measures for Citizens and Vehicle security
As citizens or the general public, we all need to safe-guard ourselves against such incidents and in order to do that we ought to recognize the various measures to boost our vehicle security.
– Try to park your vehicle in properly illuminated areas, especially if you expect to travel after dark.
– Under no circumstances, should you leave your vehicle parked in isolated spots, or places with a wall or perhaps thick foliage adjacent to them.
– Try to make use of valet parking or garages with people attending to your vehicle, especially if you are a woman driver.
– Always be alert and check for people with suspicious looks, loitering around, while getting back to your car.
– Request a security escort to accompany you to the parking lot, when you are alone at a shopping mall.
– Try and develop a habit of getting in and out of your vehicle with the minimum possible delay, and teach your kids also to do the same.
– Never turn your back and let your defenses down, while loading stuff in to your vehicle
– It is better to practice driving your vehicle with the windows all rolled up and all doors kept locked.
– Your gut instinct will never lie and if it warns you of impending danger in a particular situation, never ignore it.
– Your life and wellbeing is more important than the vehicle security. In case you ever get threatened to give up your vehicle keys or your wallet, do so immediately without any hint of resistance.
– If the criminal has managed to force you to drive the car after carjacking, try and ram your car in to a busy junction somewhere along the way, so that you can attempt to grab public/ police attention
– Finally prevention of vehicle crime can be done by making use of vehicle security devices like the Immobilization devices, Identification markers and VIN etching etc.
Simple but timely efforts as listed above can go a long way in improving your vehicle security and safe guard you against any possible vehicle crime.